Melissa Peña Independent Business Owner

Legal & Privacy

Privacy Policy & Terms of Service

Last updated: June 1, 2026 · Questions? Reach out to us anytime.

Effective: June 1, 2026

Privacy Policy

Melissa Peña ("we," "our," or "us") is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard the information you provide when you visit our website or participate in our giveaway and financial review programs. By submitting your information, you agree to the terms of this policy.

Information We Collect

When you enter our giveaway or request a complimentary Financial Checkup, we may collect the following:

First and last name
Email address
Phone number
Survey responses related to your financial situation (life insurance, retirement, home ownership, debt, and savings)
Any additional information you voluntarily provide

How We Use Your Information

The information you provide is used solely for the following purposes:

To enter you into the $100 Grocery Gift Card Giveaway
To contact you regarding your complimentary Financial Checkup
To send you relevant information about financial products and services that may benefit your family
To communicate with you via phone, text message, or email
To improve our services and better understand the needs of families in our community

        Important: Your information is never sold to third parties or shared with unaffiliated companies for their own marketing purposes.
      

Text Message & Phone Communications

By submitting your information, you consent to be contacted by Melissa Peña and her affiliates via phone calls and text messages at the number you provided. These communications may include marketing messages and may be sent using automated technology, prerecorded messages, or AI-generated voice.

Consent is not a condition of purchase. You may opt out at any time by replying STOP to any text message or by requesting removal during a phone call.

Cookies & Tracking

Our website may use cookies and similar tracking technologies to improve your browsing experience and analyze site traffic. These tools do not collect personally identifiable information unless you voluntarily provide it. You may disable cookies through your browser settings at any time.

Data Security

We take reasonable measures to protect your personal information from unauthorized access, disclosure, or misuse. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security of your data.

Third-Party Services

We use GoHighLevel (GHL) as our CRM and marketing platform to securely store and manage your contact information. GHL maintains its own privacy and security standards. Survey responses and contact data are stored within this platform and accessible only to authorized representatives.

Your Rights

You have the right to:

Request access to the personal information we hold about you
Request correction of inaccurate information
Request deletion of your personal information
Opt out of marketing communications at any time

To exercise any of these rights, please contact us using the information below.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe a minor has submitted information to us, please contact us immediately so we can remove it.

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be reflected on this page with an updated effective date. Continued use of our site or services after changes are posted constitutes your acceptance of the revised policy.

Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us:

Melissa Peña

Independent Business Owner

Agent ID: KCN4W

Email: [email protected]

Phone: (346) 579-7366

Effective: June 1, 2026

Terms of Service

Please read these Terms of Service carefully before participating in any giveaway, submitting your information, or using any services offered by Melissa Peña ("we," "our," or "us"). By participating or submitting your information, you agree to be bound by these terms.

Giveaway Terms & Eligibility

The $100 Grocery Gift Card Giveaway is subject to the following terms:

Open to legal residents of the United States, 18 years of age or older
One entry per person — duplicate entries will be disqualified
No purchase necessary to enter or win
Winner is selected randomly from all eligible entries at the end of each monthly drawing period
The winner will be notified via phone or email using the contact information provided at entry
If a winner cannot be reached within 7 days of notification, an alternate winner may be selected
The prize is a $100 grocery gift card — no cash equivalent or substitution
This giveaway is not affiliated with, sponsored by, or endorsed by any grocery store or retailer
Void where prohibited by law

Communication Consent

By submitting your entry, you expressly consent to be contacted by Melissa Peña and her affiliates via phone calls, text messages, and email at the contact information provided. This includes communications sent using automated dialing systems, prerecorded messages, or AI-generated voice technology.

        Consent is not a condition of purchase or giveaway entry. You may withdraw consent
        at any time by replying STOP to any text message or by requesting removal during a call.
        Standard message and data rates may apply.
      

Complimentary Financial Checkup

The complimentary Financial Checkup offered through this program is provided at no cost and with no obligation to purchase any product or service. It is intended to provide general financial information and education only.

The Financial Checkup is not a substitute for professional financial, legal, or tax advice
Results and recommendations are based on information you provide and may not reflect your complete financial picture
Participation does not create a client-advisor relationship unless a separate agreement is signed
Any products discussed during the checkup are subject to separate application and qualification processes

Survey Participation

Participation in the financial survey is completely voluntary. Survey responses are used solely to better understand your financial needs and to prepare a more personalized Financial Checkup. Skipping questions or declining to participate will not affect your giveaway entry.

Limitation of Liability

To the fullest extent permitted by law, Melissa Peña and her affiliates shall not be liable for any direct, indirect, incidental, or consequential damages arising from your participation in the giveaway, use of the website, or reliance on any information provided through the Financial Checkup program.

Intellectual Property

All content on this website, including but not limited to text, graphics, logos, and design elements, is the property of Melissa Peña and may not be reproduced, distributed, or used without prior written consent.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any disputes arising under these terms shall be resolved in the appropriate courts of Harris County, Texas.

Changes to These Terms